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NFU insurance update

dunoonhotel • Apr 07, 2020

Business interruption cover to include quarantine


The optional element of policy cover is called Cancellation of Advanced Bookings. It covers Compulsory Quarantine which we define as Self isolation imposed by the government of another official body.

Calls were made to all LHA members and messages left where this facility was available during 11/3 and 12/3 to offer this cover.

For those who chose to add the cover this section of the policy will respond to any cancelled bookings from 23/3/20 for the 3 week period imposed by the Government. Any further lockdown will then pick up further claims.

Max amount payable per booking £1500, total payable in period of insurance (to renewal date) £15000. At renewal an exclusion will apply in relation to Covid19.

We will require confirmation of the original booking during this quarantine period and also evidence to show that this was cancelled. This insurance is beginning to be paid out this week for claims made two weeks ago.
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